What is underwriting and how it impacts your health insurance plan

The way health insurance works is by protecting your assets from the high cost of medical care when needed. An important process in health insurance is underwriting. Underwriting is the process of evaluating the risk of insuring the individual to determine if it’s profitable for the insurance company to take a chance on providing them […]

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Does your health insurance cover pre-existing conditions?

We all have come across the term ‘pre-existing conditions’ while purchasing health insurance but we might not be sure about its implications. Here is all you need to know about pre-existing conditions. If you’re wondering why the premium for your health insurance plan increased significantly after declaring your medical reports, the most common reason is […]

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